{"id":1950,"date":"2017-07-06T22:36:14","date_gmt":"2017-07-06T22:36:14","guid":{"rendered":"https:\/\/fincasolle.com\/wordpress\/?p=181"},"modified":"2023-05-19T14:35:40","modified_gmt":"2023-05-19T14:35:40","slug":"conoce-los-distintos-tipos-de-intereses","status":"publish","type":"post","link":"https:\/\/fincasolle.com\/?p=1950","title":{"rendered":"Conoce los distintos tipos de intereses"},"content":{"rendered":"<p><span style=\"font-family: Arial, serif;\">Cuando hablamos de inversiones, particularmente si nos vamos a los bienes ra\u00edces, resulta casi imposible no referirnos a los intereses y a sus distintas variaciones. Esto es porque, por lo general, debemos recurrir a pr\u00e9stamos y a financiamientos cuando adquirimos propiedades que devienen en el pago de intereses.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\">Los intereses pueden convertirse en un gran inconveniente durante la cancelaci\u00f3n del financiamiento percibido, un simple atraso en el pago o alg\u00fan tipo de problema burocr\u00e1tico te pueden llevar sencillamente al desfalco. Es por eso que resulta esencial clarificar las diferentes distinciones que pueden presentar los intereses.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>Las tres aristas<\/b><\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\">Antes de ahondar en las diferentes caracter\u00edsticas que pueden presentar los intereses, es importante que tengas en claro las tres vertientes que se contemplan a la hora de referirnos a este elemento sancionatorio de los pr\u00e9stamos financieros. Esos tres conductos son:<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>Los intereses activos<\/b><\/span><span style=\"font-family: Arial, serif;\">: se refiere a las distintas tasas cobradas por las entidades financieras o las distintas personas naturales que realicen un pr\u00e9stamo crediticio.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>Los intereses pasivos<\/b><\/span><span style=\"font-family: Arial, serif;\">: son las cuotas que se deben pagar a las entidades bancarias o a las personas naturales que realicen la financiaci\u00f3n.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>Los intereses por mora<\/b><\/span><span style=\"font-family: Arial, serif;\">: son aquellos que se generan por el incumplimiento en el pago de las cuotas de un pr\u00e9stamo. <\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>Variabilidad de los intereses<\/b><\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\">Ahora bien, dentro de las tres formas de percibir los intereses, hay algunas variaciones en relaci\u00f3n al pago de los mismos, a continuaci\u00f3n las mencionamos:<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>El inter\u00e9s fijo<\/b><\/span><span style=\"font-family: Arial, serif;\">: la cantidad a cancelar se mantendr\u00e1 constante desde el momento en que se realice el contrato hasta la culminaci\u00f3n del pago.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>El inter\u00e9s variable<\/b><\/span><span style=\"font-family: Arial, serif;\">: se refiere a la fluctuaci\u00f3n establecida en el contrato que sufrir\u00e1 la cuota de inter\u00e9s tras un determinado periodo. Esto de acuerdo a un referencial financiero establecido en el contrato.<\/span><\/p>\n<p><span style=\"font-family: Arial, serif;\"><b>El inter\u00e9s mixto<\/b><\/span><span style=\"font-family: Arial, serif;\">: combina la fluctuaci\u00f3n de la cantidad de pago de intereses con los per\u00edodos fijos. En algunos tiempos el inter\u00e9s se modificar\u00e1 y en otros se mantendr\u00e1 est\u00e1tico.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-182\" src=\"https:\/\/fincasolle.com\/wp-content\/uploads\/2023\/05\/2_1.png\" alt=\"\" width=\"760\" height=\"506\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cuando hablamos de inversiones, particularmente si nos vamos a los bienes ra\u00edces, resulta casi imposible no referirnos a los intereses y a sus distintas variaciones. Esto es porque, por lo general, debemos recurrir a pr\u00e9stamos y a financiamientos cuando adquirimos propiedades que devienen en el pago de intereses. Los intereses pueden convertirse en un gran [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2116,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conoce los distintos tipos de intereses - Fincas Oll\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fincasolle.com\/conoce-los-distintos-tipos-de-intereses\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conoce los distintos tipos de intereses - Fincas Oll\u00e9\" \/>\n<meta property=\"og:description\" content=\"Cuando hablamos de inversiones, particularmente si nos vamos a los bienes ra\u00edces, resulta casi imposible no referirnos a los intereses y a sus distintas variaciones. 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