{"id":1996,"date":"2019-01-14T22:36:29","date_gmt":"2019-01-14T21:36:29","guid":{"rendered":"https:\/\/fincasolle.com\/wordpress\/?p=780"},"modified":"2023-05-19T14:37:07","modified_gmt":"2023-05-19T14:37:07","slug":"modalitats-hipotecaries","status":"publish","type":"post","link":"https:\/\/fincasolle.com\/?p=1996","title":{"rendered":"Modalitats hipotec\u00e0ries"},"content":{"rendered":"

Imagina que has decidit comprar el teu primer immoble. No saps quina hipoteca escollir? L’elecci\u00f3 entre tipus fix o tipus variable no \u00e9s senzilla, per aix\u00f2 a Finques Oll\u00e9<\/strong> et volem explicar els avantatges i inconvenients de cada modalitat.<\/p>\n

 <\/p>\n

Quina opci\u00f3 \u00e9s millor?<\/strong>
\nEl primer que volem deixar-te clar \u00e9s que no existeix una resposta \u00fanica, ja que en funci\u00f3 de les teves necessitats i circumst\u00e0ncies, totes dues modalitats poden ser per a tu.
\n
\n<\/strong>
\nFix:<\/strong>
\nSi sol\u00b7licites una hipoteca de tipus fix, la quantitat que conforma la quota a la qual hagis de fer front no variar\u00e0 amb car\u00e0cter mensual. Gr\u00e0cies a aquesta modalitat, no t\u2019haur\u00e0s de preocupar de possibles variacions en l\u2019import de pagament.<\/p>\n

 <\/p>\n

Variable:
\n<\/strong>Aquesta \u00e9s la modalitat hipotec\u00e0ria m\u00e9s recorrent. La ra\u00f3 del seu \u00e8xit es troba en el seu vincle amb una s\u00e8rie de condicionants econ\u00f2mics que de manera habitual, ha donat lloc a costos m\u00e9s baixos que l’opci\u00f3 de tipus fix.I \u00e9s que a llarg termini, t\u2019evitar\u00e0 m\u00e9s d’un problema. Aquesta modalitat t\u00e9 un diferencial, establert pel banc, i un element variable dependent de l\u2019\u00edndex econ\u00f2mic, que\u00a0obtindr\u00e0 el seu valor cada mes.
\nLa suma d’aquests dos factors ser\u00e0 el que determini l\u2019import de pagament en cada mensualitat.<\/p>\n

Aquestes s\u00f3n les dues modalitats hipotec\u00e0ries, tipus fix o tipus variable. Escull quina opci\u00f3 \u00e9s millor per a tu, i si tens qualsevol dubte, pregunta\u2019ns!<\/strong><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Imagina que has decidit comprar el teu primer immoble. No saps quina hipoteca escollir? L’elecci\u00f3 entre tipus fix o tipus variable no \u00e9s senzilla, per aix\u00f2 a Finques Oll\u00e9 et volem explicar els avantatges i inconvenients de cada modalitat.   Quina opci\u00f3 \u00e9s millor? El primer que volem deixar-te clar \u00e9s que no existeix una […]<\/p>\n","protected":false},"author":2,"featured_media":2169,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"\nModalitats hipotec\u00e0ries - Fincas Oll\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fincasolle.com\/modalitats-hipotecaries\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Modalitats hipotec\u00e0ries - Fincas Oll\u00e9\" \/>\n<meta property=\"og:description\" content=\"Imagina que has decidit comprar el teu primer immoble. No saps quina hipoteca escollir? L’elecci\u00f3 entre tipus fix o tipus variable no \u00e9s senzilla, per aix\u00f2 a Finques Oll\u00e9 et volem explicar els avantatges i inconvenients de cada modalitat.   Quina opci\u00f3 \u00e9s millor? 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