{"id":1999,"date":"2019-01-23T21:15:51","date_gmt":"2019-01-23T20:15:51","guid":{"rendered":"https:\/\/fincasolle.com\/wordpress\/?p=790"},"modified":"2023-05-19T14:37:16","modified_gmt":"2023-05-19T14:37:16","slug":"conoces-exactamente-que-es-la-hipoteca-inversa-y-la-renta-vitalicia","status":"publish","type":"post","link":"https:\/\/fincasolle.com\/?p=1999","title":{"rendered":"\u00bfConoces exactamente qu\u00e9 es la Hipoteca Inversa y la Renta Vitalicia?"},"content":{"rendered":"<p>Si eres de los pocos que todav\u00eda no conoce las diferencias entre la modalidad hipotecaria inversa y la renta vitalicia, en<strong>\u00a0Finques Oll\u00e9\u00a0<\/strong>te comentamos las principales diferencias. \u00bfEn qu\u00e9 consisten?<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Hipoteca inversa:<\/strong><\/h3>\n<p>Consiste en un pr\u00e9stamo con garant\u00eda hipotecaria que se concede por entidades financieras a personas de avanzada edad (+65 a\u00f1os). La deuda solo ser\u00e1 exigida cuando hayan fallecido los beneficiarios.\u00a0Existen dos modalidades, de disposiciones \u00fanicas y peri\u00f3dicas. Las disposiciones \u00fanicas consisten para responder otras hipotecas y cancelarlas, para gastos de notar\u00eda, registro y otros honorarios profesionales, incluso para realizar reformas. Las peri\u00f3dicas son las que de manera vitalicia o temporal reciben los contratantes, sin devolver la deuda acumulada mientras vivan.<\/p>\n<p><em><strong>Este tipo de modalidad permite que:<\/strong><\/em><\/p>\n<ul>\n<li>La vivienda se puede alquilar a terceros<\/li>\n<li>La hipoteca se puede cancelar cuando se desee.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><strong>Y la renta Vitalicia, \u00bfEn qu\u00e9 consiste?<\/strong><\/h3>\n<p>La renta vitalicia supone un beneficio para el comprador como un seguro y para el vendedor como una transformaci\u00f3n en liquidez de su propiedad, realizando una venta de la nuda propiedad de la vivienda, y reservando el usufructo vitalicio de la misma, a cambio de una renta vitalicia. Est\u00e1 recomendada para gente de avanzada edad que quieran disponer de un complemento econ\u00f3mico que les permita llevar una vida mejor sin necesidad de renunciar a su hogar.<\/p>\n<p><em><strong>Este tipo de modalidad permite que:<\/strong><\/em><\/p>\n<ul>\n<li>El c\u00e1lculo de una renta vitalicia es efectuado s\u00f3lo una vez y para siempre.<\/li>\n<li>El contrato es irrevocable.<\/li>\n<li>Los beneficiarios legales conservan el derecho de pensi\u00f3n.<\/li>\n<\/ul>\n<p><strong>\u00bfQu\u00e9 te parecen ambas modalidades?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si eres de los pocos que todav\u00eda no conoce las diferencias entre la modalidad hipotecaria inversa y la renta vitalicia, en\u00a0Finques Oll\u00e9\u00a0te comentamos las principales diferencias. \u00bfEn qu\u00e9 consisten? &nbsp; Hipoteca inversa: Consiste en un pr\u00e9stamo con garant\u00eda hipotecaria que se concede por entidades financieras a personas de avanzada edad (+65 a\u00f1os). La deuda solo [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2172,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfConoces exactamente qu\u00e9 es la Hipoteca Inversa y la Renta Vitalicia? - Fincas Oll\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fincasolle.com\/conoces-exactamente-que-es-la-hipoteca-inversa-y-la-renta-vitalicia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfConoces exactamente qu\u00e9 es la Hipoteca Inversa y la Renta Vitalicia? - Fincas Oll\u00e9\" \/>\n<meta property=\"og:description\" content=\"Si eres de los pocos que todav\u00eda no conoce las diferencias entre la modalidad hipotecaria inversa y la renta vitalicia, en\u00a0Finques Oll\u00e9\u00a0te comentamos las principales diferencias. \u00bfEn qu\u00e9 consisten? &nbsp; Hipoteca inversa: Consiste en un pr\u00e9stamo con garant\u00eda hipotecaria que se concede por entidades financieras a personas de avanzada edad (+65 a\u00f1os). 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